Software used by businesses such as collection agencies and tenant screening services to manage accounts and retrieve credit bureau reports. 1. Accelerated Data Systems, Inc. - AdvantEdge software designed and developed by bill collectors. 2. Action Software Systems, Ltd. - UK firm offers a range of software solutions in the area of credit management, query management and customer complaints. 3. Adtec Software Ltd - Suppliers of software to the debt collection industry. Providing debt collection, credit management and on-line services software. 4. Advantage Credit - Provides custom software to banks and mortgage brokers for the purpose of creating in-file, merged and mortgage credit reports. 5. Asset RMS - Provides a web-based collection system. 6. Austin Logistics - Develops productivity solutions for collections, marketing and risk management. 7. Better Business Partners, Inc. - Produces Credit Vision software which allows credit reporting agencies to process one, two or three bureau merged credit reports. 8. Chase Credit Systems and Research - Provides Internet-based solutions for credit reporting agencies. 9. Collection Works - Windows based debt collection software for collection agencies, banks or retail. 10. Columbia Ultimate - Products and services that collection agencies, retail businesses, government agencies, insurance providers and medical facilities use to recapture revenue. 11. Compiforce, Ltd. - Debt collection and litigation software for debt collectors, bailiffs, enquiry agents and credit controllers. 12. Comtech Systems, Inc. - Collect! software designed for collection agencies and credit management. 13. Comtronic Systems - Provider of Debtmaster software solutions for the debt collection industry. 14. CR Software, Inc. - Develops software solutions for the collections and credit industries. 15. Credit Management Solutions, Inc. - Develops and provides software solutions and services, including a software-based online network, for automating consumer and small business credit analysis, decisioning and funding processes. (Nasdaq: CMSS). 16. Credit Runner, Inc. - Provides businesses with a secure gateway to access consumer credit information via the Internet. 17. Credit Strategy - Offers a means of customizing and configuring Microsoft Access for use as credit management and collections software. 18. CreditSoft - Provides debt consolidation and management software systems for credit counseling agencies. 19. CyberResources Corporation - Produces CyberFinancial credit collection software. 20. DAKCS Software Systems, Inc. - Debt recovery software for collection agencies, medical facilities, utilities, and credit bureaus. 21. Data-Tel Info Solutions - Offering Caesar debt collection management software. 22. Desert Edge Technologies, Inc. - Credit reporting software for the automation of tenant screening, mortgage reporting, pre-employment screening. Access and merge all three credit bureaus. 23. eCredit.com, Inc. - Delivers credit risk management and collections software and services to Fortune 1000 companies and financial institutions. 24. Educational Computer Systems, Inc. - Produces a PC based student loan billing, collection and accounting system. 25. Efinance Corporation - Enables the real-time completion of online credit applications for financial institutions, vendors and manufacturers. 26. Fermat - Paris, France based firm offers risk monitoring and control tools for financial services companies. 27. GETPAID Corporation - Provides credit collection and deductions management software. 28. Howland International, Inc. - Offers credit and receivables software to used car dealers and loan specialists. 29. Imagination Technologies, Inc. - Provides software used in pre-employment screening, tenant screening , background investigations and skiptracing. 30. Information Network - Provides Internet and Windows based Credit Decision and Merge Credit software utilizing XML, Java II and ActiveX technologies. 31. Intelligent Banking Solutions, Inc. - Produces Windows based Collections Management System and Asset Recovery Manager software packages to automate collection and banking processes. 32. ISI of Lisle - Automated credit and collection software for commercial, retail, medical and third party collections. 33. JudgmentCalc - Web based utilities for calculating interest and payments on pre and post judgment accounts. 34. Lonestar Turnkey Systems, Ltd. - Provider of leading edge WinDebt software for the credit and collection industry. 35. Mani Systems, LLC - Software solutions firm specializing in credit processing systems. 36. Mercantile Systems - Australian firm provides debt management solutions for collection agencies, financial institutions, government agencies, insurance companies, mercantile agents and solicitors. 37. MERit Credit Systems, Inc. - Offers a credit server based software engine that makes it possible for Internet and in-house business systems to integrate credit report data from any of the three national credit repositories. 38. Merit Systems, Inc. - Sells Creditbase software that allows businesses to access credit reports. 39. MicroBilt Corporation - Windows based software for credit report retrieval. 40. Ontario Systems Corporation - Offers debt collection software, predictive dialers and document management systems. 41. Predator Credit Management Software - Provides software for credit management and debt collection throughout Europe. Site is available in several languages. 42. Profitera - Offers enterprise collections and revenue recovery, bad debt management, legal and agency management and risk and scoring analysis solutions. 43. Quantrax Corporation, Inc. - Maker of Intelec, an AS/400 based artificial intelligence debt collection package. 44. Roydan Enterprises, Ltd. - Developers of Bloodhound collection management software, which includes features such as predictive dialers and check verification. 45. RZ Designs Software, Inc. - Produces Collections Management software as well as custom software solutions. 46. Secure Credit Server - Allows access to credit bureau data via the Internet. 47. Starmark Solutions - Resellers of client/server, Intranet and Internet debt collection and legal recoveries software applications for PC based networks. 48. System Innovators - Provides payment collection software for utilities and government. 49. Teledata Communications, Inc. - Manufactures terminals and Windows software to access credit bureau reports. 50. Uni-Source 2000, Inc. - Credit collection and recovery software for collection agencies and financial institutions. 51. Affirmative Technologies, Inc. - Produces software to electronically collect NSF checks through the ACH. 52. Collection Data Systems - Windows and Oracle software for collection agencies. 53. Digital Matrix Systems, Inc. - Offers credit bureau access and credit decisions via the Internet. Products such as Credit Bureau Simulator, Summary Attributes, MegaMerge, and the Internet-based CreditAnalystTM. 54. Hutchins Systems - Offers Credit Time 2000 software used for submitting credit information to the major credit bureaus. 55. Jim Hubbard & Associates, Inc. - Debt collection software for law firms, collection agencies and in-house corporate collection departments. 56. JS Technologies, Inc. - Collect-Max debt collection software for law offices. 57. The ClearStar Network - Provides software services and Internet sites to pre-employment screening, tenant screening and background investigation companies. 58. The Service Bureau, LLC - Provider of Metro 2 software for reporting consumer account information to major credit reporting agencies.

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